When going on a trip, the question of travel insurance inevitably arises. How much does travel insurance cost? Which one to choose? Do I really need it? Whether it’s a round-the-world trip, expatriation, a journey of less than 3 months, or over 90 days, etc. Should I take out a new policy? How do I find the right travel insurance plan?
Whether you are going on a trip for less than 3 months, embarking on a long journey, or even traveling around the world, the question of travel insurance naturally arises. We vaguely know that our credit card provides some coverage. We think everything will be fine, and fortunately, our health has been good so far. But accidents can happen unexpectedly.
Let’s be clear. Even for trips of less than 3 months, insurance is recommended.
Indeed, not everyone has a Gold credit card, and even if they do, it may not be sufficient to cover all expenses, such as in the USA where medical costs can be significantly higher.
If you are planning a trip far from home for more than 3 months, it is absolutely essential to take out travel insurance as costs can escalate quickly. A visit to the emergency room in New York, for example, could cost you a lot of money.
We will give you some advice on finding the travel insurance that meets your needs.
Do I need travel insurance?
The insurance you already have, especially those linked to your credit card, only protect you for a limited period, which in most cases is 90 days. And often that’s not enough.
So in case of unforeseen illness or accident during your vacation, travel insurance will save you thousands of euros. If you opt for a Visa Premier or Gold Mastercard, the insurance and assistance period remains unchanged, but you will increase the ceilings. Indeed, the limits of standard credit cards can be insufficient in the case of unforeseen health expenses abroad.
The problem is that these credit cards are expensive.
In any case, you must pay for your airline tickets with your credit card for the insurance to be effective during your trip. Speaking of airline tickets, have you read our valuable tips and tricks for finding the cheapest airline tickets online? There are some traveler tricks that will save you money on your next flight booking.
The solution: Chapka Travel Insurance
You are going abroad and want to travel worry-free without worrying about potential costs related to unforeseen events during your adventures, so opt for Chapka Travel Insurance.
There are several agencies and it is important to make the right choice. We have decided to present you with 3 options for travel insurance from the specialist in the field, Chapka Assurance.
THE Cap Assistance 24/7 Solution
Travel Insurance for LESS than 3 months
Are you planning a trip for less than 90 days?
Are you looking for the best health insurance solution to cover you in case of accident or illness during your vacation?
Travel insurance package starting from €24 per month.
Cap Assistance 24/7 has been specifically created to cover all travelers, from backpackers to vacationers worldwide! It provides comprehensive repatriation and assistance valid for all trips under 3 months. With a simple call, your luggage, medical expenses, repatriation, loss of identity papers, replacement driver call, or refund for interrupted stays are covered. An option for trip cancellation insurance is available. Once subscribed, you receive an attestation by email.
For trips to China, Japan, and Algeria, the original attestation required by the embassy is sent the same day upon request by mail. No more stress!
THE Cap Adventure Solution
Travel Insurance for MORE than 3 months
Are you embarking on an adventure, such as a round-the-world trip? Are you planning a long journey of more than 3 months?
Are you looking for the best health insurance solution to cover you in case of accident or illness during your journey?
Travel insurance package starting from €36 per month.
For under 35s (excluding USA): 6 months for €312 and 12 months for €576. Great prices for families.
Cap Adventure has been specifically created to cover backpackers and globe-trotters worldwide! Your medical expenses will be fully covered at 100% from the first Euro (without relying on social security).
THE Cap Working Holiday Solution
Working Holiday Insurance
- Are you eager to try your luck abroad?
- Have you just obtained your “Working Holiday Visa” for Australia, Canada, or Japan?
- Travel insurance package starting from €33 per month.
In this case, the insurance tailored to your needs is called Cap Working Holiday. With this insurance, you benefit from comprehensive medical insurance, 24/7 repatriation assistance, and significant coverage in case of incidents abroad (baggage insurance, legal assistance, civil liability). It’s a contract that covers you worldwide within the validity dates of your Working Holiday Visa.
When it comes to travel insurance, choosing the right plan that suits your needs is crucial. Whether it’s a short trip or a long adventure, insurance provides peace of mind and protection, allowing you to enjoy your journey abroad while being prepared for any unexpected situations. Be sure to carefully understand the coverage and terms of different insurance products before you depart, ensuring that the policy you choose truly meets your requirements. May your travels be filled with excitement, with insurance serving as your reliable companion, always safeguarding your safety and well-being.
